- Surface 07 - Ask

Ask anything.
Get an answer grounded in your numbers.

Type a question about your UK financial life. Ask answers in plain English, shows where the numbers came from, and points to the relevant surface — without pretending to be regulated advice.

Join the waitlist

05 - Timeline

Your life in years.

A horizontal year-by-year horizon: mortgage end, kids' milestones, retirement, pension freedoms, ISA windows, estate events. Drag-to-reschedule any event and the rest of the picture reshapes.

06 - Decision Engine

Model the choice.

Every big decision broken into 7 steps: question - assumptions - scenarios - projection - trade-offs - consequences - notes.

07 - Ask

Plain English. FCA boundary.

Type a question. Get a clear answer grounded in your numbers, with the line drawn cleanly between information and advice.

— Ask Sonu

Tell Sonu about your situation. Get plain-English back.

Type a question about your UK financial life — mortgage, retirement, inheritance tax, gifting, or cashflow. Sonu answers in plain English, shows where the numbers came from, and highlights the key levers.

— Sonu · plain-English mode

Ask anything about your UK wealth plan.

Sonu · plain English

Live

What Sonu can and can't do: Sonu explains UK rules in plain English using your stated situation. Sonu does not tell you whether to drawdown, gift, set up a trust, or change advisers — those are regulated activities. For a recommendation, see an authorised adviser. Information & guidance only — not regulated advice.

- The Ask boundary

What Ask will, and won't, do.

Ask is information and guidance. It can explain your numbers and the trade-offs. It will not tell you what to buy, sell, or sign. Where a question crosses into regulated advice, Ask says so and points you to an authorised adviser.

Ask will

Explain what a number on your dashboard means and where it came from.
Run a scenario — "what if I retire two years earlier" — against your real cashflow and tax position.
Show the rule behind a calculation (which Finance Act, which HMRC threshold) and link to the source.
Flag a deadline you should know about — ISA tax-year end, April 2027 pension change, RNRB tapering.
Hand a complex question to the Decision Engine so the answer becomes a structured record.

Ask won't

Tell you which fund, platform, or annuity to choose. That's regulated advice.
Recommend a specific pension transfer or DB-to-DC conversion.
Draft a will, set up a trust, or give legal opinions on either.
Pretend a forecast is a guarantee — every projection states the assumptions and shows the stress case.
Give you tax advice in the FCA / HMRC-regulated sense. We point you to a qualified adviser for that.

Bigger question? Hand it to the Decision Engine.

When a question needs assumptions, scenarios, trade-offs, and a review date, Ask hands it to the Decision Engine — the structured record behind the answer.

Open the Decision Engine →

Ask anything.Get an answer grounded in your numbers.