Your live UK balance sheet. Property, pensions, ISAs, GIAs, cash, mortgage, life cover, business assets, crypto - and for UK-NRI households, your NRE/NRO, Indian mutual funds, and NPS alongside. Held together as one number, drillable everywhere, every UK rule applied. The whole picture, every week.
MyMoney isn't a prettier version of your bank app. It's the full ledger of your UK financial life - pulled from where you already keep it, organised in the shape your life actually has.
Every category below is held as a first-class object - with history, attribution, and forward projection - not just a balance in a row.
Upload your bank CSV or scan a statement in Phase 1. Open Banking live-connect from Phase 2 (2027 H1) - categorised transactions, no manual updates.
Workplace, SIPP, drawdown - value, contributions, allowances, projections.
Stocks & shares ISA, GIA, LISA - values, allowances used, performance.
Your home and any BTLs - value, mortgage, equity, yield, gross-to-net rental.
Mortgages, loans, cards - rate, balance, remaining term, end date, refix windows.
Term, whole-of-life, critical illness, income protection - what's covered, until when.
BTC, ETH, gold, collectibles - held in your overall view, not siloed.
Shareholdings, EIS/SEIS, private equity - valued and tracked across years.
The headline of MyMoney is one number - your net worth - followed by the shape that makes it up. Below: a worked example with placeholder figures showing how the surface reads.
+4.2% YoY - last refreshed 7 minutes ago
The average UK household holds more financial products than they can name, across more providers than they can track, with no single place to see the shape of it all. MyMoney is the place.
Average number of financial products across as many providers - banks, ISAs, pensions, mortgages, cards, cover.
FCA Financial LivesUK adults with active Open Banking connections. The rails sonuswealth's Phase 2 will ride on - Phase 1 today uses your CSV / scan uploads.
OBIE - 2025Estimated value of "lost" UK pension pots - workplace pensions people have forgotten about.
PPI - Pensions Policy InstituteTotal UK household wealth, most of it sitting unmodelled across patchwork apps and spreadsheets.
ONS Wealth & Assets SurveyHannah, 28, marketing. Three jobs since university. Four workplace pensions scattered across three providers - two of which she couldn't remember the name of. Sonuswealth onboarded her in 14 minutes and surfaced things she didn't know she had.
MyMoney pulled the two pensions Hannah remembered via her own CSV exports, then ran a Pension Tracing Service lookup on her NI number for the rest. Found a third (£4,200) from her gap-year job at a publisher. Modelled consolidation against keeping pots separate, ran LISA-vs-SIPP for a first home, and showed the 30-year picture with and without consolidation. One Saturday morning of paperwork. £4,200 first-time-buyer LISA bonus unlocked.
Illustrative composite household. Engine, allowances, and LISA rules current to the 2026/27 UK tax year. Information and guidance only.
“I want to open the app and see — in one glance — what I'm worth and what's changing.”
- the brief, founder, 51