Sonuswealth was shaped alongside UK IFAs, accountants, solicitors, and employers - each told us what their fact-find tools, cashflow planners, tax calculators and benefits dashboards never quite did. Practice mode lets you onboard a client in minutes, run scenarios live in the meeting, and keep the whole picture in front of the people you serve.
A modern UK-native cashflow + tax + estate platform, with a client portal you can white-label. Built on the same engine your clients use at home - so you and they are always reading the same picture.
FCA-aligned attitude-to-risk and capacity-for-loss questionnaire, results piped straight into the model. No re-entry.
Every client decision recorded the same way — question, assumptions, scenarios, projection, trade-offs, consequences, review date. The file writes itself.
Run two or three futures against the same household, live in the meeting. Save them, compare them, send them.
Tie every plan back to what the client said matters — the things they want to protect, the trade-offs they refuse — visible in every meeting.
Every change, every scenario, every conversation captured with a timestamp.
Your firm's brand on the client-facing view, same engine underneath.
Your clients already trust you on tax. Sonuswealth lets them see what they own, what they owe, and how their tax position moves - so when they come to you for year-end planning, the conversation starts from a complete picture, not a folder of statements.
See your clients' liabilities before the tax year closes. Surface the allowances they haven't used.
A live Inheritance Tax (IHT) bill with all the levers visible — Business Property Relief (BPR, the rule that keeps qualifying trading-business assets out of the IHT estate; capped at £1M of 100% relief per person from 6 April 2026 — with no automatic spousal transfer; lifetime planning required to use £2M combined; 50% relief above), Agricultural Property Relief (APR, the equivalent for working farms; same cap), gifting allowances, and the 7-year clock on lifetime gifts — tracked across the years.
Director loans, dividend planning, salary mix, EIS/SEIS exposure - modelled across the company year and personal year together.
Personal cashflow that respects company drawdowns. Founders see when the business can fund the life, and when it can't.
Every figure has a one-sentence translation. Hand the screen to a client, no glossary needed.
If a client needs regulated advice, refer to an authorised IFA. We make the hand-off clean.
Most estate work happens with a paper inventory and a calculator. Sonuswealth gives your clients a live, accurate estate view - IHT bill, asset flow, beneficiary breakdown - so when you draft the will, the picture is already complete.
Solicitor drafts the will; Sonuswealth shows the IHT bill move in real time as the client decides what goes to whom. We don't draft the will — that's your firm.
Discretionary, bare, interest-in-possession — periodic and exit charges respected under the current trust regime, with related-settlement and historic NRB caveats surfaced for review.
Track the assets that will need managing, the recurring decisions, the access points.
Visual map of how the estate flows - assets, residence, debts, paid order - for client conversations.
Every PET tracked from the gift date. Visualise the clock for client and family.
Generate a clean inventory snapshot when needed - accurate, dated, exportable.
Financial stress is the largest hidden cost in your workforce. Sonuswealth for teams gives employees a calm, private view of their whole financial life - with the firm's pension and benefits already wired in. Financial wellbeing that's actually wellbeing.
Provide sonuswealth as a benefit - fully subsidised or co-paid. Self-serve onboarding for the workforce.
Salary + bonus + pension + share schemes + benefits - every employee sees the full value of working for you.
Workplace pension wired in by default. Employees see the projection of their actual scheme, not a generic one.
Senior wealth planning baked in. Carried interest, RSUs, founder shares, exit modelling - appropriate to the role.
HR sees anonymised, aggregated financial-stress signals - never individual numbers. Tells you when to add support.
Financial wellbeing is the new hygiene benefit. We help you show it, market it, and measure it.
The same engine, with practitioner-grade controls layered on top.
Most adviser firms don't want to be the first to swap their back-office. Sonuswealth is designed to sit beside what you already use — not replace it. From day one in Phase 1 (2026 H2), you can run the full practice mode — the engine, the client portal, the compliance trail, the plain-English suitability templates — using direct entry or a CSV / Excel import from whatever you already have.
From Phase 2 (2027 H1) we add native API integrations so your back-office becomes the source of truth and Sonuswealth is the picture your clients see — with no duplicate entry. The first integration cohort (Intelliflo, Iress, Xplan, Voyant) is set by pilot firm demand. If you're on a different back-office and you want to subscribe, tell us — we'll work with you on the integration.
Custom integrations. On a system not listed above (Curo, AdviserOffice, MoneyInfo, or a bespoke build)? Tell us in the pilot conversation. For firms ready to subscribe, we'll scope a custom integration as part of onboarding — we'd rather build for one signed firm than ten maybes.
We're piloting practice mode with a small group of UK firms - IFAs, accountancy practices, estate-planning solicitors, and employers. If you'd like to be one of them, drop a line.