- Pricing

£9 a month.
Clear, continuous planning.

Sonuswealth is £9 a month — a continuous, clear view of your UK financial life in plain English. Use it on your own, or share it with your financial adviser so you're always working from the same live numbers. No tiers. No feature gating. No commissions. No data resale. First month free.

- For households

One tier. Every feature.

No "lite" tier with deliberately broken features. Every household gets the full sonuswealth - all seven surfaces, every UK rule, every projection. Pay monthly or save with annual. Cancel any time.

Monthly
Sonuswealth
Pay-as-you-go. Cancel any time.
£ 9 / month
First month free
  • Every surface: MyMoney, Cashflow, Tax & Estate, Risk, Timeline, Decision Engine, Ask
  • Unlimited accounts (CSV / scan / manual today - Open Banking from Phase 2)
  • Live UK tax engine, updated every Budget
  • Multi-decade cashflow + IHT modelling
  • Sonu - your conversational decision assistant
  • Household sharing - link a partner's view at no extra cost
  • One-click export & delete, anytime
Cancel any time. No contract. Full refund in the first 30 days.
One-off Pass
Planning Pass
Model once. No recurring fees.
£ 29 / one-off
30 days of planning access
  • Full access to all 7 surfaces for 30 days
  • Run infinite projections & decisions
  • Download full PDF plans & calculations
  • No subscription or credit card auto-charges
  • Auto-transitions to read-only free dashboard after 30 days
  • Upgrade to monthly/annual plan any time
Best for users who want to build their plan once and hand it to their IFA.
First 50 waitlist sign-ups - 12 months free
Founder cohort.
The first 50 people on the waitlist get sonuswealth free for a year. No card, no contract, nothing to cancel. You'll get the founder's mobile number too - direct feedback shapes Wave 1. After the year you can carry on at the prevailing price or walk away. Currently open.
£ 0 / 12 months
50 places - capped hard
NHS - teachers - armed forces - 50% off
Public-sector pricing.
If you work for the NHS, a UK school, the armed forces, or another public body, sonuswealth is £4.50/month or £39/year. Verified at signup with a .nhs.uk, .gov.uk, .ac.uk or military email. No tiers, no feature gating - same full sonuswealth, lower price.
£ 4.50 / month
or £39/year
— For advisers

One signature. Every client gets Sonuswealth.

Sonuswealth for advisers is a bundle, not a seat licence. One firm-level price covers unlimited advisers in your practice and a full Sonuswealth subscription for every one of your clients — under your brand, in your service. They use it between meetings; you see the same picture in real time.

01
Your firm uses the practice tool
Unlimited advisers. Full UK engine. Compliance trail, suitability templates, What-If Cinema, Decision Engine.
02
Every one of your clients gets a Sonuswealth account
Their household picture, kept fresh between meetings. No retail fee for them — it's included in your firm's subscription.
03
All under your brand — at Growth tier and above
White-label client portal. Their app says your firm; the engine underneath is ours.
Starter · bundle
Up to 100 client accounts
For small practices. Unlimited advisers in the firm.
£ 499 / month
Per firm · all-in
≈ £4.99 per client / month · vs £9 retail
  • 100 client accounts included — full retail Sonuswealth for every one
  • Unlimited adviser seats in your firm
  • Practice mode — D6 questionnaire, 7-step Decision Engine, What-If Cinema
  • UK tax engine + estate flow diagrams
  • Compliance trail with timestamps
  • Plain-English suitability letter templates
1-month free pilot. No setup fee.
Practice · custom
Unlimited client accounts
For large firms with integrations and SLA needs.
Custom
Talk to us
  • Unlimited client accounts
  • SSO + custom auth integrations
  • API access for firm dashboards
  • Bespoke compliance integrations (Intelliflo, Iress, Xplan)
  • SLA + dedicated support
  • Everything in Growth

"Client account" = a household that's onboarded into Sonuswealth under your firm. They sign in, see their picture, can ask questions. The account stays active for as long as they're a client of yours. Want a referral kickback for households below your minimum? See partnership →

- For employers

Per employee. Volume-discounted.

Each employee gets the full sonuswealth subscription as a benefit. HR gets an anonymised wellbeing dashboard - never individual numbers. The most-bought financial-wellbeing benefit of 2026, because it's the only one that actually changes the picture.

Small - 50-249 employees
Standard
Per employee, billed monthly to the company.
£ 5 / employee / month
  • Full sonuswealth for every enrolled employee
  • Wired-in employer pension scheme
  • Total-comp visibility (salary + bonus + pension + benefits)
  • Anonymised HR wellbeing dashboard
  • 1-month free pilot for whole company
Annual billing available.
Enterprise - 1,000+ employees
Workforce Plus
Custom rollout. Custom integrations.
£ 3 / employee / month
  • Everything in Workforce
  • SSO + HRIS sync (Workday, BambooHR, HiBob)
  • Procurement & security review pack
  • SLA + dedicated account team
  • Custom benefits integration
- In context

What £9/month buys, compared to alternatives.

Sonuswealth at £9/month is less than a coffee a week - and less than every alternative that does even a slice of what we do.

Sonuswealth - monthly
All 7 surfaces, full UK tax engine, Sonu & Ask, IHT modelling
£9 / month
Sonuswealth - annual
Equivalent to £6.58/month - locked for 12 months
£79 / year
Tax-software subscription
Tax-only, no cashflow, no estate, no live data
£150≈£300 / year
US wealth-tracking apps
Don't speak UK tax, don't know UK pensions, dollar-priced
~£12 / month
- Pricing FAQ

Things you might be wondering.

What's in the free month

Everything. Full sonuswealth - every surface, every feature, no card needed. We don't believe in feature-gated trials.

Will the price go up

Possibly, over time. But your signup price is locked for 12 months from sign-up. If we raise it, you stay at your rate until renewal.

Can I cancel any time

Yes. No contract. Cancel from settings, immediate or end-of-cycle, you choose.

Refund policy

Full refund within 30 days, no questions. Annual subscribers get pro-rata refund any time. Full billing & refund terms →

What if I add my partner

Household sharing is included. Link a partner's accounts and the picture covers both of you - one subscription, joint view.

Annual vs monthly

Annual saves you ~27% (£79 vs £108). Monthly is no-commitment; you can cancel at any point. Same product either way.

Do you charge for additional accounts

No. Connect as many banks, pensions, ISAs, properties as you have. The price is the price.

VAT

UK households pay inclusive of VAT. Business customers receive VAT invoices.

Who qualifies for the public-sector discount

NHS staff, UK teachers (state schools, FE, HE), armed forces (regular + reserve + veterans within 2 years of leaving), social-care workers, and most central / local government employees. Verified at signup using your work email (.nhs.uk, .ac.uk, .gov.uk, or military domain). Same full sonuswealth - 50% off.

Are you FCA regulated

Not in Phase 1, by design. Sonuswealth ships as an information and guidance service - we show you the picture, the rules, and the options, but we never tell you which fund to buy or whether to transfer a pension. The line is drawn on every Ask reply. Authorisation is on the post-Phase-1 roadmap, most likely for the practitioner tier first. See Trust & Security for the long version.

First month is free.

No card, no contract, no friction. Join the waitlist and we'll open access in the next wave.

v0.5 site - pricing live