This page shows what UK households actually hold, by age, from the national survey that measures it. It exists because the question "am I behind?" deserves data instead of a feeling, and because the data, read honestly, is gentler and stranger than the feeling usually is.
The figures below are medians: the middle household, half above and half below. A median is a description of a population, not a target for a person. Being below one is not failure and being above one is not safety, because the median household is not funding your retirement, your rent or your plans.
With that said, context has real value. Money is a subject people carry privately, and the honest national numbers are usually lower than the numbers social media implies. Here they are, with their limitations attached rather than hidden.
Total wealth here means everything counted together: property net of mortgages, private pensions, savings and investments, and physical possessions. These are per household, grouped by the age of the main householder, for Great Britain.
| Age of main householder | Median household total wealth |
|---|---|
| 16 to 24 | £15,200 |
| 25 to 34 | £109,800 |
| 35 to 44 | £209,600 |
| 45 to 54 | £301,900 |
| 55 to 64 | £496,500 |
| 65 to 74 | £502,500 (the peak) |
| 75 and over | £373,100 |
| All households | £293,700 |
The shape of the curve carries most of the comfort. Wealth is heavily back-loaded: the median household headed by someone under 35 holds barely a fifth of the peak, and the climb from the mid-forties to the mid-sixties is the steepest stretch on the whole curve. Feeling "behind" at 30 against a number that belongs to a 62-year-old is comparing two different points of one normal journey. The fall after 75 is also ordinary life, not misfortune: pensions being drawn down and homes traded for care and support, which is the pattern the care page works in detail.
Information and guidance only. Not personal advice. Survey medians describe the population, not any individual plan. Verify decisions with a qualified FCA-authorised adviser before acting.
The same survey splits household wealth into four parts, and two of them do three quarters of the work.
This split explains most of why individual positions differ from the median without anything being wrong. A renter with a strong pension holds wealth the survey counts but a bank balance never shows. A homeowner in a cheap region and an identical earner in London sit at wildly different lines for reasons of geography, not discipline. And nearly half the typical household's wealth, the pension part especially, is money many people have never once seen written down as a single number, which is precisely the job Sonuswealth exists to do.
Numbers this widely quoted deserve their health warnings printed next to them, so here they are.
These are household figures, not individual ones: a couple's combined position sits behind each number, so a single person comparing against them is holding a harder yardstick than intended. The data is from April 2020 to March 2022, collected partly during the pandemic, and published in January 2025; asset prices have moved since. And the ONS itself suspended the survey's accreditation from this round onwards while it works on quality, noting telephone-only collection and under-representation of renters. It remains the best national picture that exists, which is exactly why the honest reading is directional, not decimal.
The practical takeaway is quieter than the question. "Am I behind?" compares a household to strangers. The comparison that changes anything is against a plan: what the money must eventually fund, and whether the path leads there, which is what the savings-rate arithmetic and the pot-longevity table are for.
Methodology. No derived arithmetic on this page: all figures are survey statistics quoted with their source and vintage. Published 7 August 2026 · figures last verified 8 August 2026.
Sonuswealth is pre-launch. The app answers the better question: not how a household compares to strangers, but whether its own plan holds.